It’s very common for nonprofit organizations to rely on volunteers for organizational driving needs. Whether it’s running errands for the organization, transporting other volunteers to do the work, or just giving people rides to and from events, volunteer drivers are often the key to logistics for groups like yours. That also means the drivers incur liability for their actions while working on behalf of your organization, and you can’t be sure that each individual volunteer’s auto policy continues to cover them as usual when they’re using a personal vehicle for an official function. That’s where volunteer vehicle coverage comes in handy.
Insurance Protection during Volunteer Activities
If you carry the right coverage for your volunteers, then you cover their liability and your own when they operate personal vehicles on behalf of your organization. If your nonprofit owns its own vehicles and volunteers drive them, the coverage is a bit different, but you can also find policies geared toward your needs. Since many organizations need comprehensive policies that cover both issues, it’s a good idea to look into all your options so you know you are buying just the right coverage to protect your volunteers and the people they help. After all, no one should have to worry about legal or financial exposure just for trying to help out.