Your home is your safe place, your castle, and should be protected against any and all potential disasters that might come your way. The problem is, do you know what’s included in your policy? You may need home insurance explained by people who manage these policies, but here’s a quick look at what it covers.

Your Policy at a Glance

Most people have the basic understanding that home insurance protects your home, but there are three main coverage areas to be aware of so you can fully comprehend your policy. These include the following:

Liability: This protects you in instances when someone is injured because of an adjacent aspect of your property, such as a tree branch, or hurt while on your property.
Temporary housing: If your home is damaged and needs repairs, this part of your policy can help cover the costs of temporary housing.
Property: Most people know this one, which protects your personal property and your home’s structure.

The Information You Need To Understand Your Policy

If you’ve ever wondered what was covered in your homeowner’s policy or wanted to have your home insurance explained by an expert, the information provided by Transparity Insurance Services may offer additional help. You may also want to ask an agent about coverage limitations, the costs of different policies and what your risks are so you can fully understand your policy.