Tips & Tricks

What Is an Ex Mod?

If you own a business with employees, you are surely familiar with workers’ compensation insurance. You may have heard the term “experience modification rate” or ex mod and are not sure what it refers to. As an ex mod can have an impact on how much your worker’s comp costs, you need to understand it. …

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Guidance in Limiting Condo Association Risks

Managing condo association risks is an important part of sustaining daily operations. A condo association is a business, and risk management strategies can limit liabilities (and the costs associated with them), much like these strategies help a typical corporation. Proactive preparation minimizes loss and creates a safe environment for residents, employees and the board members. …

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